I think if one chooses to not join an insurance pool and they seek medical attention they should be required to prove financial ability to pay for services rendered and if they can't they should be turned away. Choices have consequences.
"Insurance pool"?. Is this a "it takes a village" approach? I think if you purchase insurance, and you have coverage for X, and you have X done, it's payed for by insurance, regardless of your current "financial ability"
Personally i think that we should go with a single payer system for basic health care financed by a sales or VAT tax with the option to purchase supplemental insurance if one so chooses for services not covered by the basic plan.
Personally, I don't think I should have to pay for your healthcare insurance. I have enough to deal with on my own front, with the limited resources I have
If you are going to promise universal health care, make it universal and provide the health care.
a) I'm not the one promising it
b) it's not constitutional (hopely to be reaffirmed by SCOTUS soon)
c) it's not the Government's responsibility to mandate that every tax payer provide health you insurance
So it's a bogus "promise" to begin with
Judging by your reply, one could easily surmise that you do not know what a single payer system is.
It would be another erroneous summation, but then again, you've had several with this current trend of "thought exercise"