My current Medicare Advantage Plan is vastly better than the many policies I had with the college where I worked. Every 3 years they would get a new insurer, the cost to me would go UP and the benefits would go DOWN. The Human Resources clowns recommended their insurance over Medicare to those on the faculty over 65 and too many people believed them, and that would raise the number of claims and the companies would refuse to renew at the same rates. The College liked to hire people who were retired from the public schools and were already getting a pension.
Every time we changed companies, a lot of people, including me, had claims denied. The usual cause was that the S number was entered incorrectly. I print V E R Y C A R E F U L L Y always, but they still got it wrong and denied a cople of Dr's visits. I know some people actually paid the bill. As you know, once you pay an incorrect bill, you will never see your money again, even if the company gets paid twice.
I compared the benefits when I turned 65 and simply cancelled the college insurance. I told everyione else to do the same and know that at least a couple did this. The HR pe