Crowdfund realestate

[Plane]

http://techcrunch.com/2015/01/28/realtyshares-markets/


Seems easy and simple enough, as many bad things do seem at first.

Perhaps this is a flash in the pan that will go nowhere and make investors cash disappear.

Perhaps something like this will become an alternative to big banks.

[Xavier_Onassis]

The problem with all real estate investments is getting your money back when you need it. Odds are you do not want to wait 30 years for a mortgage to get paid off.
A better way would be to invest in Real Estate Funds or REITS (pronounced "reet")

[Christians4LessGvt]

A better way would be to invest in Real Estate Funds or REITS (pronounced "reet")

How is RealtyShares different than a Real Estate Investment Trust (REIT)?

RealtyShares allows you to choose and invest in a specific property or a group of pre-determined properties, whereas a REIT only allows investments into pools of capital that are often directed toward investments limited by asset class or geography. REITs can sometimes charge relatively high fees, and there are some tax advantages to direct participation structures such as those utilized by RealtyShares.  REITs are often so large that they have difficulty participating in opportunities involving "small balance" projects under $50 million, which projects represent many of the opportunities listed by RealtyShares.  Finally, because most REITs are publicly traded, the shares in those REITs can be subject to the same volatility as may be experienced by the stock market generally.  You should consult your tax or investment advisor for additional information.

https://support.realtyshares.com/hc/en-us/articles/205581887-How-is-RealtyShares-different-than-a-Real-Estate-Investment-Trust-REIT-

[Xavier_Onassis]

If you buy something that is NOT publicly traded, you will probably have trouble finding someone to buy it back when you need to sell it.

I would not touch this with a ten foot pole.

[Plane]

  So , nothing here really represents an alternative to mortgage banks?

   That is what I was looking for , when the Savings and Loans fell, they were not replaced , so that there is not much alternative to the big banks that don't deserve the (near)monopoly that they have.

    Can there be a trusted but small entity that gathers investments , lends reasonably and repays investors dependably?

     Is any such thing doomed to be outcompeted by the few big banks and government backed corporations that dominate right now?

[Christians4LessGvt]

I would not touch this with a ten foot pole.

I wouldn't either...

[Plane]

I feel warned.

[Xavier_Onassis]

Mortgage banks offer exact terms, The cost is entirely predictable, and there is a lot of competition,

I have invested in REITs as well as Real Estate mutual funds.

I refuse to invest in anything that is illiquid and/or unlisted online on a daily basis.

That is why I would stay away from hedge funds, and will not be duped by someone like Bernie Madoff.